Are You Still on the Fence?

Are waiting for rates to get lower before you start thinking about buying that home? They’re HERE!

According to Real Estate on for the first time ever – EVER – rates for a 30-year fixed mortgage dipped below 4%.

If you were thinking of a 15-year fixed mortgage, that dropped to a record setting 3.26%!

You may be hearing all the bad economic news and are afraid of the risk, but if you can qualify, this is the time to jump off the fence and secure that mortgage. Think about how much rent you may be paying now – you can afford  a lot more house than what you’re paying in rent for.

Additionally, if you’re thinking about refinancing, wow – now is definitely the time to be contacting your loan officer! Even if you haven’t had your home very long, you could really save on your monthly payments now.

Now IS the time to buy – the housing prices are lower and the interest rates are at record lows! You’ll get more house for your money or lower payments!

Contact me today to see how I can help you decide if now is the time to buy and to introduce you to some very helpful local loan officers. We’ll both be able to help you every step of the way.

So, if you’ve been on the fence – JUMP OFF!!

Here’s the article, if you’d like to read more –


Contact me today for the latest mortgage rates for the Cedar Rapids and local areas.