Would you like to buy more house or have a smaller monthly mortgage payment?

Are you thinking about buying?

Have you thought about refinancing?

Interest rates have hit a record breaking low with an average 30-year fixed-rate loan around 4.09% – levels that we haven’t seen since 1951!!

 30 year fixed – 4.09% – lowest in 60 YEARS!5

15 year fixed – 3.30%

What does this mean for you??

If you were going to buy, you can buy MORE house or pay less for the one you want. A SWEET DEAL INDEED.

A $100,000 home with 20% down and an interest rate of 4.09% would have a principal and interest monthly payment of only $386.09 – taxes and insurance not included.

If you decided to refinance even from 6% to 4.09% a home you purchased a few years ago could reduce your monthly mortgage payment significantly.

It IS the time to purchase a home! Housing prices are lower, interest rates are insanely low making your cost of leaving cheaper than paying rent – a lot cheaper.

If you are undecided or have questions how you can afford a home – contact me today. I will be able to help you from start up to after closing in every detail of your transaction.

AND if you’re selling your home in today’s market – don’t go at it alone. You will need all the help you can get. But don’t be afraid of these low interest rates because now the monthly payment will be lower without the buyer having to offer a lower price. A good/good situation. So, contact me today to see how I can help you get through this market in the best possible shape.